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61.
This article analyzes the Supreme Court's decision in Bragdon v. Abbott to determine whether the Court's reading of ADA necessarily leads to the conclusion that a group health plan's or insurer's exclusion or limitation of coverage with respect to infertility is prohibited by ADA. The authors conclude that it may be advisable for plans to perform at least minimal actuarial calculations with respect to the current or anticipated costs of covering infertility treatments prior to adopting any exclusions or limitations of coverage. 相似文献
62.
Nina Lind Helena Hansson Ulf Emanuelson Carl Johan Lagerkvist 《Journal of Risk Research》2020,23(2):194-209
AbstractMastitis infections cause severe pain in dairy cows and are the most costly illness to farmers. This study combined differentiation and consolidation (Diff-Con) theory with risk-benefit analysis to explore how risky decisions are perceived and justified after a decision has been taken. More specifically, using survey data from 428 Swedish dairy farmers, their decisions about adopting preventive measures to control mastitis (mastitis control options, MCO) in dairy herds were examined. The analyses included group comparisons with non-parametric rank tests and use of both ordinary least squared regression and seemingly unrelated regression analysis to examine how prior adoption of MCO affects farmers’ attitudes to the MCO. The results showed that MCOs already adopted were rated higher in perceived riskiness (if not implemented) and in expected benefit (for illness prevention) than non-adopted MCOs. Having made the decision to implement a strategy increased the likelihood of that decision being perceived as more beneficial (reducing mastitis) and risky (in terms of disease increase if not implemented), irrespective of the combination of strategies used on the farm, during the post-consolidation stage. No difference in perceived illness prevalence could explain the farmers’ rating of the MCOs. These findings suggest that there may be a path dependency in farmers’ decision-making with respect to MCO. This implies that novel MCOs may have difficulty in achieving wider implementation. These results have implications for the development of strategies to communicate best practices for use of MCOs and for new research on MCOs and farmers’ decision-making. 相似文献
63.
In the 1980s it became increasingly clear that the European Community market was still segmented by national borders because
of non-tariff barriers to trade. A major objective of the Single Market Program in 1992 was to remove these barriers, thereby
enforcing intra-union competition. In this paper, a panel of Swedish firm-level data is used to evaluate whether domestic
market power has been curtailed as a consequence of the SMP and of the Swedish membership in the European Union in 1995. Evidence
of increased competition emerges, as price-cost margins have declined in industries with high non-tariff barriers prior to
1992.
JEL Classification Numbers: F15, L11, C33 相似文献
64.
We model the Danish market for mortgage backed securities with a two-factor interest rate model and use a stochastic programming approach to analyse how an individual home-owner should initially compose and subsequently readjust his mortgage in an optimal way. Results show that the 'rules of thumb' used by financial institutions are reasonable, although best suited for more aggressive mortgagors, for whom the delivery option is of some value. More risk-averse investors should also re-adjust frequently, but use more diversified portfolios. Results are insensitive to whether a one- or two-factor model is used, provided the former is suitably calibrated. 相似文献
65.
66.
67.
This paper shows that in the lightly regulated Alternative Investment Market (AIM) voluntary corporate board structures might not reduce agency costs between shareholder and executive directors. In this less regulated market, we find that the extent of debt affects executive pay. In addition, the theoretical determinants of executive pay affect CEO and other executives’ pay and incentives differently in this market. We find no evidence that debt levels affect CEO pay in a matched sample of Main Market firms. Our results suggest that debtholders could be better monitors of executive directors’ actions, in comparison to voluntary governance committees in less regulated markets. 相似文献
68.
Creating more environmental awareness among tourists and inducing environmentally responsible behavior is an essential precondition for, as well as consequence of, ecotourism. The aim of this study is to explore what role destination image and value perception play in shaping environmentally responsible behavior. A survey involving 332 valid questionnaires was conducted at an ecological area in Southern Taiwan. The results of structural equation modeling show that the cognitive image of the eco-site induces environmentally responsible behavior via its affective image and tourists' perceived value. Affective image and perceived value can subsequently enhance the environmental consciousness of tourists and their specific concern for the ecological environment, thus enhancing their environmentally responsible behavior at the eco-site. With environmentally responsible behavior an essential aspect in ecotourism, this study emphasizes destination image and value perception as important antecedents to environmentally responsible behavior. The study concludes with managerial suggestions. 相似文献
69.
Julia Spies Helena Marques 《The journal of international trade & economic development》2013,22(1):11-35
We analyze normalized productivity differences for 15 developing Latin American countries and four firm types: National Domestic, National Exporter, Foreign Domestic, and Foreign Exporter. There are no productivity thresholds for viability, export activity, or multinational activity, but we do find a clear size productivity premium and development productivity premium in the manufacturing sectors. We also find a clear foreign-ownership productivity premium, both for domestic firms and for exporting firms and both for manufacturing sectors and services sectors. In contrast, we only find an export productivity premium for national firms in the manufacturing sectors. 相似文献
70.
International visitor arrivals to Bali are examined using univariate and panel Lagrange multiplier (LM) unit root tests with one and two structural breaks to ascertain if shocks to the time path of tourist arrivals are permanent or transitory. The univariate LM unit root tests with one and two structural breaks fail to reject the null hypothesis of a unit root in international visitor arrivals to Bali. However, the panel LM unit root tests with one and two structural breaks applied to a panel of Bali's 11 major source markets reject the null and support the alternative hypothesis of a joint trend-stationary series with transitory shocks. This result suggests that, the effects of the recent terrorist acts on Bali on the growth path of tourist arrivals from major markets are only transitory and that as a consequence Bali's tourism sector is sustainable in the long run. 相似文献